Sales Executive

Company not disclosed

Dubai, United Arab Emirates
Salary not specified
Posted
Full-time
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Job Description

Job Summary We are looking for an energetic and target-oriented Sales Executive with proven experience in selling bank personal loans in the UAE. The ideal candidate should have strong knowledge of personal finance products, excellent customer relationship skills, and the ability to generate and convert leads into successful loan applications.Key Responsibilities - Sell and promote personal loan products to eligible customers. - Generate leads through direct sales, referrals, existing customer databases, corporate visits, and other approved channels. - Identify customer financial requirements and recommend suitable personal finance solutions. - Explain loan eligibility, documentation, rates/profit, repayment terms, and application procedures clearly to customers. - Build and maintain strong relationships with customers to generate repeat and referral business. - Collect and verify required customer documents and ensure applications are complete and accurate. - Follow up with customers throughout the application, approval, and disbursement process. - Achieve assigned monthly sales and disbursement targets. - Maintain accurate records of leads, applications, approvals, and conversions. - Ensure all sales activities comply with the bank's policies, regulatory requirements, and responsible-selling standards. - Coordinate with internal teams such as Credit, Operations, and Disbursement to ensure smooth processing of applications. - Monitor market trends and competitor offerings to identify new sales opportunities.Requirements - 1–3+ years of UAE banking sales experience, preferably in personal loans/personal finance. - Proven track record in personal loan sales and achieving sales targets. - Good understanding of UAE banking products, customer eligibility, salary requirements, and documentation. - Strong communication, negotiation, and interpersonal skills. - Ability to generate leads independently and convert them into successful applications. - Target-driven, self-motivated, and able to work under pressure. - UAE banking sales experience is highly preferred. - Valid UAE driving license and own vehicle would be an advantage.Key Performance Indicators (KPIs) - Monthly personal loan disbursement target - Number of qualified leads generated - Application-to-approval conversion ratio - Approval-to-disbursement conversion ratio - New customer acquisition - Customer retention and referral generation - Compliance and quality of submitted applicationsCompensation Salary: Competitive fixed salary + attractive sales incentives/commission. Location: UAE Employment Type: Full-time

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