Senior Manager, Credit Risk Asia (Korean Speaking Preferred)

Job Purpose & Objectives ● Responsible for the preparation of credit review and risk assessment analysis of credit proposals for the Bank’s Korean corporate clients. ● Maintain credit quality of existing clients as well as prospective corporate clients. ● Ensure the Risk Adjusted Return is above the minimum threshold established by the Bank’s directives. Key Responsibilities ● Assist the Risk CIB Asia department to build sound relationships and information flows with the key business stakeholders in Asia Pacific and HQ in Spain. ● Provide credit analysis and advices for Corporate & Investment Banking clients. ● Conduct credit analysis on prospective and existing clients by performing financial spreads, providing a credit rating assessment and prepare credit proposals. ● Assess operations on credit / pricing and ensure minimum RAROEC/RORC threshold requirements. ● Monitor the credit risk portfolio by follow-up the clients’ financial evolution and credit exposure at all times. Highlight to credit committee if there is an event and/or financial position that may materially affect the credit quality of the client and to undertake necessary steps and follow-up actions recommended in the Loan Review Committee. ● Work with internal stakeholders for reports to regulators and auditors. ● Implementation and control of internal tools: Workflow, Digital PF, Rating tools etc. ● Assist in monitoring policies and procedures. Qualification & Experience ● With a minimum 10 years relevant experience in corporate banking credit risk management with reputable financial institutions. ● Familiar with risk assessments of large corporate clients, including experience reviewing Korean corporates. ● Degree holder in Business Administration / Finance / Accountancy or its equivalent. ● Good understanding of banking products and risk management concepts. Language ● Strong communication skills in English. ● Korean language skills will be an asset. Other Skills (e.g. Interpersonal, Communication etc) ● Strong analytical and problem-solving skills. ● Proven ability to identify and communicate Credit Risk. ● Effectively communicate skills to articulate risk issues. ● Strong interpersonal and communication skills ● Customer-oriented ● Able to work in a matrix reporting structure, multi-functional and cross-cultural environment ● Well-organized and meticulous in details ● Ability to work under pressure ● A team player

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