Assistant / Deputy / Credit Risk Manager
Bank of China (Hong Kong)Job Description
Responsibility - Responsible for in-depth data cleaning, feature engineering, and analysis of customer application data, behavioral data, and transaction data. - Design, develop, and optimize machine learning-based credit scoring models and customer behavior prediction models. - Develop data-driven credit risk strategies (e.g., underwriting, credit limit, and collections strategies) aligned with business objectives and risk appetite. - Prepare comprehensive model documentation, validation reports, technical presentations, and business requirement specifications to ensure compliance with regulatory requirements. Requirements: - Bachelor’s degree or higher in Statistics, Computer Science, Information Systems, Applied Mathematics, or a related quantitative field. - Strong knowledge of Python and SAS, along with foundational and applied understanding of machine learning techniques including Random Forest and XGBoost. - Prior experience with Large Language Models (LLM) or generative AI applications is a plus. - Strong analytical skills, deep expertise in credit risk analysis, and the ability to exercise sound independent judgment. - Excellent written and spoken English and Chinese; Fluency in Mandarin is advantageous. We offer competitive remuneration package and comprehensive fringe benefits including medical and life insurance, and different types of allowances to the right candidates. Interested parties, please submit your application online. For details, please visit our website http://www.bochk.com. Data collected would be used for recruitment purposes only. Applicants who do not hear from us within 8 weeks may consider their application unsuccessful and their data will be destroyed within 12 months of receipt._CW1
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