AML & KYC Compliance Analyst

A reputable financial technology company is seeking a high-caliber AML & KYC Compliance Analyst to own the identity verification layer of every onboarding, assess transaction alerts, draft Suspicious Transaction Reports, and keep the company aligned with local regulatory standards. Key Responsibilities - Verify customer and merchant identities through national digital verification systems - Flag mismatches or verification failures for escalation before onboarding proceeds - Maintain accurate verification records for every case reviewed - Review daily transaction monitoring alerts against established AML/CFT typologies - Distinguish genuine suspicious activity from false positives with consistency and sound judgment - Escalate high-risk alerts to the Compliance Officer with clear supporting rationale - Draft Suspicious Transaction Reports in line with local regulatory standards - Route each report to the MLRO or Compliance Officer for review and formal filing - Track the status of filed STRs and respond to any follow-up regulatory queries - Maintain case files and evidence trails to support internal audits and regulatory inspections - Contribute case history and data to periodic AML/CFT policy reviews - Support the Compliance team during regulatory examinations as needed Role Requirements Experience & Background - Bachelor's degree in Finance, Business or a related field - 3–5 years in AML, KYC or financial crime compliance within a bank, fintech or payments company in Saudi Arabia - Hands-on experience with national identity/verification portals is required - Hands-on experience drafting STRs; you know how to produce a report that stands up to regulatory review Functional & Technical Skills - Solid working knowledge of local AML/CFT rules and reporting obligations - Ability to independently assess transaction monitoring alerts and separate signal from noise - Familiarity with sanctions and PEP screening processes - Comfort working with case management systems and structured investigation workflows Soft Skills & Culture - Very good English and Arabic - Work in an organized and detail-oriented manner - Handle sensitive financial and personal information with care and discretion Nice to Have - Prior AML experience at a bank or fintech - CAMS certification - Familiarity with sanctions screening platforms - Experience working in a startup or scale-up delivery environment where processes are still being built