Job Description
Job Purpose The Credit Evaluator supports credit decision-making by reviewing financial documents, assessing applications, and ensuring compliance with credit policies. The role focuses on accurate analysis, risk identification, and timely processing to support high-quality lending outcomes. Key Result Areas • Timely and accurate evaluation of credit applications in line with approved credit policies. • Proper verification and validation of customer income, employment, and liability documents. • Basic financial analysis including affordability, debt ratios, and exposure calculations. • Identification and escalation of credit risks, discrepancies, or policy deviations. • Adherence to regulatory, compliance, and internal credit governance requirements. • Maintenance of complete, accurate, and audit-ready credit files and system records. • Achievement of defined productivity, turnaround time, and quality benchmarks. • Effective coordination with sales, operations, and senior credit teams to support credit decisions. Knowledge, Skills and Experience • Graduate with 1 yr work experience in Credit Management environment. • Excellent analytical skills. • Sound interpersonal skills • Sound knowledge in MS office tools for report purposes • Good PC skills. • Ability to solve problem and work independently. • Should be customer focused and achievement oriented.