Al Ain, Abu Dhabi Emirate, United Arab Emirates
Salary not specified
Posted
Full-time
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Job Description

Role: Credit Analyst Location: Al Ain, UAE Role purpose: Provide full support to branches and DSU’s by reviewing and processing proposed finance applications in a timely fashion and within approved polices  This position is for UAE Nationals only.      Key accountabilities of the role:   - Examining credit Application for completeness and timeliness of information, noting exceptions for correction. - Preparation of error free credit docs - Vigilance in applying de-dupes - Observing agreed TAT. -  Compliance policies and satisfactory Risk Rating. - Analyze Bank Statements so as assess its genuineness, continuity, business turnovers, cheque returns, average balances and to observe if there is any chance of artificial fabrication of such statements. - Analyze applicant’s financial statements and comment on its findings (where required). -  Check customer’s status through de-dupes/CBRB. - Meeting the minimum daily targets assigned by management while maintaining the lowest level of errors as measured by the score card.  - Escalate cases requiring higher DP with full analysis and recommendations to facilitate their decision making  - Demonstrate full and up to date knowledge of ADIB’s products, policies and procedures.  - Proactively and continually make and recommend system changes and enhancements, also ensure that all procedures and policies are implemented and being followed in compliance with organization. - Demonstrate full team spirit and positive attitude. - Perform any other responsibilities entrusted by ADIB Management from time to time and any other task assigned by Management Results required: - Support business in achieving monthly budget & targets while maintaining highest quality portfolio - Additional support to business in capturing customers within the acceptable parameters without violating CB regulations.  - Contribute positively to the daily underwriting activities  - Improve communication branches and DSU’s as being internal customers - Provide constructive comments and feedback on proposed finance applications  - Compliance of policies & procedures – Comply and perform Key operational controls as required in ADIB’s polices & procedures in day-to-day operations. Specialist skills / technical knowledge required for this role: - Good credit and analytical skills and knowledge  - Minimum 3 years of practical banking experience preferably in the finance & credit field  - Detailed knowledge of ADIB’s Retail Banking credit products & services - Broad knowledge of ADIB’s Retail Credit & Operational Policies & Procedures - Good Knowledge of UAE banking practices, regulations & risks - Good communication skills - Good Computer Skills This position is for UAE Nationals only.

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About ADIB - Abu Dhabi Islamic Bank

Financial Services
Abu Dhabi, United Arab Emirates
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