Job Description
Job Summary Responsible for leading the Fleet Credit unit, managing credit risk, and recommending credit proposals in line with J-B credit policies, local regulations, and KSA anti-money laundering requirements. Responsibilities - Lead and manage the Fleet Credit unit and ensure all credit applications comply with internal policies, procedures, and processes. - Work closely with Business Development to support proactive, quality deal origination. - Review and approve credit analyses, returns, and reports within agreed turnaround times. - Monitor portfolio quality, identify key customer risks and trends in credit quality, and propose corrective action plans. - Add value to deal structuring (pricing, product, purpose, risk mitigation, etc.). - Ensure compliance with local directives and KSA AML practices. - Coordinate with Collections on delinquent portfolios and support recovery strategies. - Promote best practices within the credit team to enhance efficiency and risk management. Requirements - 5–10 years’ experience in a similar role with a bank or finance organization in KSA. - Proven track record in credit risk management and portfolio oversight. - Strong financial services background, preferably within corporate or fleet financing. - Excellent written and verbal communication skills in Arabic and English. - Strong networking abilities with financial institutions and the local market. - Strong interpersonal skills and ability to work with cross-functional teams. - Good computer skills, including MS Excel and related tools. location: Riyadh